For construction based projects requiring long terms financing, Trafin offers a shariah compliant hybrid solution involving Istisna and Ijarah contracts. At the beginning of the financing, Trafin enters into an Istisna arrangement with you as per which you are required to construct the required project assets against funds to be paid either completely in advance or on stage-wise basis. Once the construction is completed, Trafin leases you the project assets against periodic rentals. At the end of the tenor, Trafin transfers the ownership in your name by either gifting or selling it you for a nominal price.
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